Karin Alvarado, CFS, CPFA

Karin Alvarado, Managing Partner at New Aspect Financial Services in Napa, CA, is a dedicated advocate for her clients and peers in the financial services industry. With over 20 years of experience, Karin has built a full-service financial advisory practice specializing in retirement planning for both individuals and organizations across the Bay Area. She excels at helping organizations optimize their retirement programs and guiding individuals through a tailored process to not only achieve retirement but truly enjoy it.

Karin’s approach is transparent, comprehensive, and client-focused. She emphasizes exceptional personalized service, full fee disclosure, and thorough financial education to empower her clients in making informed decisions.

She holds a Bachelor’s degree in Marketing from the University of Texas at Austin, with additional studies in International Business at Le Grande École de Commerce in Dijon, France, and Tecnológico de Monterrey in Monterrey, Mexico. Karin is fluent in English and Spanish and holds Series 6, 7, 63, and 65 licenses. She has earned both the Certified Fund Specialist (CFS) and Certified Plan Fiduciary Advisor (CPFA) designations, solidifying her expertise in investment analytics and fiduciary practices.

Beyond her professional work, Karin is an active community member and passionate advocate. In 2004, she joined Hispanas Organized for Political Equality (HOPE), a statewide, non-partisan organization, and remains involved as an alumna. She has lobbied in Sacramento and Washington, D.C., championing increased financial awareness, education, and healthcare access for Latinas. She is also deeply involved with her church and serves as a founding leadership team member of St. Dominic’s 3040 group.

In her free time, Karin enjoys spending time with family, playing soccer, traveling, diving, and exploring food and wine.